7 Things to Know About Rental Car Coverage

7 Things to Know About Rental Car Coverage

After a car accident, you have enough things to worry about. Getting to work the next day shouldn’t be one of them. We’ve all been there—and arranging alternate transportation while your vehicle is in a repair shop can be a hassle. But rental reimbursement coverage can help alleviate some stress after an accident while also saving you money. Here are seven things you should know about before buying rental car ...

What is an EPLI insurance policy?

What is an EPLI insurance policy?

Employment Practices Liability Insurance (EPLI) is an important insurance coverage that helps protect businesses against lawsuits arising from accusations of harassment, discrimination and wrongful termination. And the truth is – even if you think the risk is small – all business owners need to speak with their insurance agent about EPLI insurance because even wrongful accusations can be costly to defend. Read on to learn why businesses of all sizes are choosing to add EPLI coverage ...

30 Screen-Free Activities Your Family Can Enjoy This Summer

30 Screen-Free Activities Your Family Can Enjoy This Summer

Summer is finally here! As a kid, few times of the year bring more joy. But for parents, all that unstructured free can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides and games of pickup basketball. Today, however, many children are content to replace those activities with television, video games and social media. According to ...

Umbrella Insurance 101

Umbrella Insurance 101

You may have heard the term umbrella insurance before, but what is an umbrella policy and how does it fit into the bigger picture when purchasing insurance? Think of it as an extra layer of security. An umbrella policy is extra liability coverage that helps cover claims that are larger than the coverage limit on your home or auto policy. It also covers certain liability claims that your home or auto policies don’t, such as libel, slander ...

Nine Things to Know if You Have a Backup Generator

Nine Things to Know if You Have a Backup Generator

Whether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their homes. A backup generator can power your home until regular electricity resumes. While backup generators can come in handy in a pinch, owners should know the right way to install and maintain them. Knowing what to do ...

Things to Consider When Buying Life Insurance

Things to Consider When Buying Life Insurance

Purchasing life insurance is one of the most important financial decisions you’ll make. Not only does it protect the loved ones you’ll leave behind, it can be a useful tool well before then. While there are many things to take into account when purchasing life insurance, check out our list of some of the first five things to consider. 1. Decide how long you need coverage. Life insurance ...

5 Road Trip Safety Tips for Your Family

5 Road Trip Safety Tips for Your Family

Your family has packed its bags, your gear is in the trunk and you’ve filled a cooler will all the best snacks. But being prepared for a family road trip is more than just what you bring with you – keep these five family road trip safety tips in mind the next time you’re planning a family trip: 1. Schedule a tune up. Before you hit the road, perform ...

Mortgage protection: Good sense or bad investment?

Mortgage protection: Good sense or bad investment?

For many of us, our home is our biggest investment as well as our family refuge. Losing a breadwinner can wreak havoc on the family’s finances — and their ability to stay in the home they love. So, what’s the best way to protect your home in case something happens to you? Here are two options: mortgage protection insurance and traditional term life insurance. Mortgage protection insurance If ...

Five Tips to Safely Handle a Roadside Emergency

5 Tips to Safely Handle a Roadside Emergency

A roadside emergency can happen at any moment, but knowing how to safely respond can help you feel more prepared. Whether your tire goes flat, car battery dies or you forget to check your gas light before it hits “E”, here are five tips to help you prepare and stay safe when a roadside emergency happens to you. 1. Have the proper tools on hand. One of the easiest ways ...

Four Reasons to Add Water Back-up Coverage

Four Reasons to Add Water Backup Coverage

If you asked homeowners to create a list of situations they hoped to never have to deal with at home, a sump pump failure would likely rank just underneath having a fire. Why? It’s a disaster. Typically, when a sump pump fails it causes water to backup into your home, sometimes bringing all kinds of water-borne materials with it. A water backup can create costly damage. And homeowners ...

Filing a Renters' Insurance Claim

Filing a Renters’ Insurance Claim

The unexpected happened, and now you need to make a claim through your renters’ insurance. First, take a deep breath! You’ve already done the smart thing by giving yourself added peace of mind and protection by purchasing renters insurance. There are many situations that renters’ insurance can help cover, including property damage from fire, water or theft. Your coverage can also potentially help cover legal and medical fees if someone ...

Must-Know Boating Safety Tips

Must-Know Boating Safety Tips

by Erie Insurance Warm weather means long, relaxing days out on the water with your friends and loved ones. Regardless of how long you’ve been boating, it’s helpful to brush up on boating safety best practices to help avoid an accident. In 2017, 658 people lost their lives in boating accidents, according to the United States Coast Guard. Another 2,692 were injured in 4,291 total boating accidents for that year. As concerning as these ...